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Privacy Policy

Introduction
 

At ZHAM Financial Services, your privacy matters. This Privacy Policy explains how we collect, use, share, and protect your personal information when you interact with our website or services.

We are committed to protecting your data in accordance with applicable privacy laws, including the California Consumer Privacy Act (CCPA) and other relevant U.S. legislation.
 

1. Information We Collect
 

We may collect the following personal information:

  • Contact Information: Name, email, phone number

  • Inquiry Details: Services of interest, location preferences, budget range

  • Service-Related Information: Business or financial details provided for service fulfillment

  • Technical Data: IP address, browser type, operating system, website usage data

  • Other Voluntary Submissions: Any information you choose to provide
     

2. How We Collect Information
 

We collect information when you:

  • Fill out inquiry or booking forms on our website

  • Contact us directly via phone or email

  • Interact with the site through cookies and analytics tools
     

3. Why We Collect Information
 

We use the information you provide to:

  • Respond to service inquiries

  • Provide or fulfill requested services

  • Refer you to appropriate in-house professionals or trusted third-party providers

  • Improve and personalize your experience

  • Contact you with updates related to your inquiry or ongoing services
     

4. How We Share Information
 

We may share your personal information with:

  • In-house professionals to match your inquiry with the appropriate service

  • Trusted contractors or third-party providers for outsourcing certain aspects of the work

  • Affiliated professionals such as licensed real estate or insurance agents, based on your inquiry

All third parties we work with are required to handle your data securely and only use it to fulfill the services related to your request. We do not sell your data under any circumstances.
 

5. Your Rights
 

Depending on your location, you may have rights including:

  • Accessing the information we hold about you

  • Requesting corrections or deletion

  • Withdrawing consent

  • Objecting to certain data uses

To exercise your rights, contact us at zhamfinancialservices@gmail.com.
 

6. Data Security
 

We use appropriate technical and administrative measures to protect your data. While no method is 100% secure, we are committed to doing our part to keep your information safe and only accessible to those necessary to complete the work.
 

7. Children’s Privacy
 

Our services are intended for individuals 18 and older. We do not knowingly collect information from minors. If we become aware that we have collected such data, we will remove it promptly.
 

8. Third-Party Links
 

Our website may link to external sites not operated by us. We are not responsible for their privacy practices and recommend reviewing their policies independently.
 

9. Policy Updates
 

This Privacy Policy may be updated from time to time. We will reflect changes on this page along with an updated effective date. We encourage regular review.
 

10. Contact Us
 

For any questions or concerns regarding your privacy or this policy, please contact:
📧 zhamfinancialservices@gmail.com
 

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